Steve’s firsthand experience as a family man, a business owner, and being active in his community, provides him with appreciation for proactive financial planning. For over 25 years as an Independent Advisor, Steve has shared his extensive knowledge and expertise in the areas of comprehensive financial planning, business planning and wealth management with his clients for both individual families and businesses. As a Fiduciary, Steve is a Registered Financial Consultant (RFC), Certified Senior Advisor (CSA) and an Investment Advisor Representative. Through long term relationships and trust, “We Plan, Grow, and Protect our Clients Financial Future”.
A resident of Carroll County, Steve is a graduate of McDaniel College. He was elected to two terms as the Maryland State President of the National Association of Insurance and Financial Advisors (NAIFA-MD) by his peers in his profession, is currently the Chairman of the Board for the Carroll County Chamber of Commerce (elected for the second time) and involved with many other boards/ organizations in the community.
Recognition/Achievements: 2002 LFA-Baltimore Planner of the Year, 2005 National Association of Insurance and Financial Advisors Carroll/Howard (NAIFA) Member/Advisor Award, Governor’s Volunteer Service Award 2008-2009, NAIFA Award of Excellence 2009, Carroll County Chamber of Commerce Small Business Award 2009, NAIFA-Carroll/Howard-Member of the Year 2010, Cannons Semi Pro Football Team Captain, Semi Pro Football All American, Voted Carroll County’s Best, Million Dollar Round Table, NAIFA-MD- Paul J. Murphy Award 2014, NAIFA-MD Hall of Fame Induction 2014, Baltimore Magazine; Five Star Wealth Manager Award (2016, 2017, 2018, 2019, 2020, 2021)
Education: McDaniel College (formerly Western Maryland College), Westminster, Maryland Bachelor Degree, 1996, The American College, 2007, CFP & ChFC Certification Curriculum, NAIFA-Life in Leadership Institute 2008. Leadership Carroll 2010-11 Carroll Community College/Carroll County Chamber of Commerce
Licenses/ Registrations: FINRA Series 7 (General Securities Representative), FINRA Series 66 (Registered Investment Advisor), Maryland Insurance Administration Life and Health Agent, Certified Senior Advisor(CSA)® , Registered Financial Consultant (RFC)® , Notary License for the State of Maryland
Professional Organizations:1. NAIFA-Carroll/Howard, (National Association of Insurance and Financial Advisors) (Board 2005-present, President 2007-2009) 2. NAIFA- Maryland (Secretary/Treasurer 2009, Gov. Relations Chair 2010, State President (2012 &2013), International Association of Registered Financial Advisors (2007-Present), Society of Certified Senior Advisors (2006-Present)
Community Organizations/Boards:1.Carroll County Chamber of Commerce (Chairman of the Board 2011 & 2021, Board, Legislative Committee, Finance Committee) (2007-Present) 2.Bonds Meadow Rotary International (Board 2008-2013) 3.Rape Crisis of Carroll County (Board 2010-2012, Treasurer) 4.Community Media Center-Board of Director 2010-2013, CMC Chairman 2013 5.Marriage Resource Center of Carroll County (Board, Treasurer 2010-2013) 6.United Way Community Partnership Board (2011-2013) 7.New Windsor Economic Advisory Committees (2014-2018) 8.Carroll County Government (multiple committees)2012-present 9.Carroll Luther Village Finance and Investment Committee (2015- 2021) 10.Carroll Community College Planned Giving Committee (2015-present) 11.Boy and Girls Club Westminster Board Member- Capital Campaign, Finance, Scholarship & Committee, Treasurer (2017-Present) 12.Westminster Rotary Club Member (Board 2017-Present), President 2021 13. Treasurer-Tom Gordon Commissioner Campaign (2017-Present) 14. CCPS Board RSCC Advisory Committee-2018 15. Carroll Community Bank Advisory Board (2013- 2019) 16. Community Foundation of Carroll County (Board 2018-Present) 17. St. John Catholic Finance committee (2018- Present) 18. St John Pastoral Council (2019-2021) 19. Carroll Community College Foundation- Board Member (2017-Present) 20. Pregnancy Resource Center- Advisory Council (2019-Present) 21. Carroll County Chamber Board Chair 2021 22. St. John School Board of Education (2021- Present)
Hobbies/Interests: 1. St. John Catholic Church Parishioner 2. Knights of Columbus Westminster #1398 2002-Pres 3. Carroll County Cannons Semi-Pro Football (2007-2012) 4. Fraternal Order of Eagles #4378 (Board 2006-2010 & Vice President) 5. Ravens Nest #23, Westminster, MD (Officer 2001-2007) 6. Towson Rec. Football Coach (2001-2002) 7. Order Sons of Italy 8. Buglers Across America 9. Delta Upsilon Fraternity (President 94-96) 10. Four Year College Football Varsity Letter (1992-1995)